This paper estimates, using a large panel data set from rural Bangladesh, the effects of health shocks on household consumption and how access to microcredit affects households’ response to such shocks. Our results suggest that even though in general consumption remains stable in many cases when households are exposed to health shocks, households that have access to microcredit appear to cope (...

1. Increasing Economic and Social Disparity 2. Globalization, Disparities, and Sustainability 3. Overview of Economic Policies for Narrowing Disparities 3.1. Taxation 3.2. Social Expenditure 3.3. Labor Market Policy 3.4. Monetary Policy and Macroeconomic Policy 3.5. Institutional Systems 4. Obstacles for Governments to Overcome 5. Global Efforts for Poverty Reduction: World Bank Strategic Shift...

Household Access to Microcredit and Child Work in Rural Malawi This paper examines the effect of household access to microcredit upon work by seven to eleven year old children in rural Malawi. Given that microcredit organizations foster household enterprises wherein much child labor is engaged, this paper aims to discover whether access to microcredit might increase work by children. It is foun...

Understanding under which conditions microcredit is used by new, growing ventures, is becoming increasingly pertinent to scholars. This paper investigates the interplay of the use of microcredit with entrepreneurial capabilities and the moderating role of institutional development in Sub-Saharan Africa. Our findings show that higher constraints to entrepreneurial capabilities is associated with...

This paper examines the effect of household access to microcredit upon work by seven to eleven year old children in rural Malawi. Given that microcredit organizations foster household enterprises wherein much child labor is engaged, this paper aims to discover whether access to microcredit might increase work by children. It is found that, in the peak harvest season, household access to microcr...

This research aims to discover whether access to microinsurance might make any difference to the microcredit receivers in terms of reducing their use of child labour. The research decomposes households into three broad groups: microcredit participants with microinsurance, microcredit participants without microinsurance and non-participants of microcredit and microinsurance. Using household info...

INTRODUCTION Social and economic conditions are powerful determinants of women's health status. Microcredit, which involves the provision of small loans to low-income women in the hopes of improving their living conditions, is an increasingly popular intervention to improve women's socioeconomic status. Studies examining the health effects of microcredit programs have had mixed results. METHO...

In order for e-services to work, a certain level of dependability is necessary in the consumers and providers involved. I draw on an unusual source microcredit schemes in order to find ways of promoting this dependability. Microcredit schemes lend money to people who normal banks won't lend to, because they're too poor. However, the default rate on loans from microcredit schemes can be lower th...

This paper examined the role of microcredit in women empowerment though financial inclusion. A survey was conducted among the low profile unprivileged rural women living in southwestern part of Bangladesh. Data were collected on the usage and effectiveness of microcredit and analyzed using STATA 11. Multiple regression and descriptive statistics were used to interpret data. The study found that...

This study assesses the effectiveness of Zakat as an alternative to microcredit in alleviating poverty in Bangladesh. Through the Propensity Score Matching (PSM) techniques, this study reveals that the impact of zakat scheme has proven higher than microcredit programs. Besides, this study also discloses that zakat scheme significantly increases both income and expenditure of the recipients in c...