the central cooperative banks occupy a crucial position in the pyramidal structure of agricultural cooperative banking system. they from the backbone of the agricultural credit structure and provide the vital line between the primary agricultural societies and the state apex cooperative bank functioning at the state level. the study is based on secondary data obtained from annual reports of edc...

Background: Online peer-to-peer lending (P2P lending) is booming as the popularity of e-finance. To develop a conceptual model for the P2P lending process is great valuable for managers to tack the issues of marketing, management and operation. Methods: In this paper, we focus on the P2P lending process model and provide a comparative analysis comparing with traditional bank loan process. Resul...

The central cooperative banks occupy a crucial position in the pyramidal structure of agricultural cooperative banking system. They from the backbone of the agricultural credit structure and provide the vital line between the primary agricultural societies and the state apex cooperative bank functioning at the state level. The study is based on secondary data obtained from annual reports of EDC...

This paper studies bank loans over the business cycles in Iran to determine the role of Iranian banks in stabilizing credit. By estimating the long-run relations using dynamic OLS and fully modified OLS estimators, the findings show that real bank lending is positively related to real GDP in the long-run providing evidences of the pro-cyclicality of bank lending in Iran. Hence, Iranian banking ...

Exploring the functioning of internal capital markets in financial conglomerates, this paper conducts a novel test of the credit channel of monetary policy. We look at how the response of lending to monetary policy shocks differs across small banks that are affiliated with the same bank holding company but that operate in distinct geographical areas. These subsidiaries tap into the same pool of...

The relevance of the study is due to fact that commodity lending a fairly new procedure for agricultural producers in field state support, it designed ensure stable development and support main producers, including livestock. purpose improve agro-industrial complex, taking into account lending. Competent organization process lending, all possible directions improving this activity, will smooth ...