This is the first comprehensive experimental study about investigation the impacts of information technology on efficiency of Iran’s banks for a period of 22 years from (1990 to 2011) by using SFA model. Results of the study have shown the technical efficiency average of Iranian banks during the study is (79%) and technical efficiency of privatelyowned banks in Iran is higher than publicly-owne...

The main objectives of this paper are to measure the technical efficiency levels of Iranian banks and to investigate the degree of factors influence on the efficiency in these banks. Stochastic frontier analysis (SFA) methods are applied to bank-level data over 22 years (from 1995 to 2011). We find that publicly-owned banks obtain average technical efficiencies of 0.73, which is lower than priv...

In this study, we use Stochastic Frontier analysis approach to estimate cost efficiency, economies of scale, and technological progress among Iranian banks from 1999 to 2012. The results show that there is a marked difference in cost efficiency before and after the recent financial sanctions against Iranian banking industry. Moreover, the results indicate that specialized government-owned banks...

since 1984 iranian banks has been operating under islamic principles. this paper investigates dynamics of loans and the difficulties that iranian banking system was facing. during the period of islamic banking in iran, banks experienced a significant increase in the supply of loans. many factors have affected the behavior of banks in lending operations, the most important of which include rate ...

Since 1984 Iranian banks has been operating under Islamic principles. This paper investigates dynamics of loans and the difficulties that Iranian banking system was facing. During the period of Islamic banking in Iran, banks experienced a significant increase in the supply of loans. Many factors have affected the behavior of banks in lending operations, the most important of which include rate ...

Improving banks performance is important for investors, creditors and other stakeholders. IT as a strategic resource can help bank managers to gain competitive advantage by improving banks’ capabilities. The aim of this study is to investigate the impact of IT and two other variables on firm performance considering the moderating role of environmental dynamism and strategy. IT costs, number of ...

T he cyclical banks have different behavior than other banks. The structure of the balance sheet in cyclical banks is different from anti-cyclical banks. The cyclical banks have a relationship between leverage growth and asset growth while the other banks have no relationship between asset growth and leverage growth in the banking system. This relationship depends on the structure of...

Iranian banking network policymakers are focused on bank consolidation as one of the reform policies in recent years. But before merging banks, it is necessary to examine their effects. Loans are one crucial item in the bankschr('39') balance sheets that are affected by bank consolidation. In the Iranian banking network, loans are offered to various economic sectors. What is important for banki...