This study was undertaken to investigate the impact of microfinance on agricultural productivity by smallholder farmers in Makurdi Metropolis of Benue State, Nigeria. Data were randomly collected from 120 farmers consisting of 60 credit beneficiaries (CB) and 60 non-credit beneficiaries (NCB) by which were analyzed through descriptive statistics and multiple regression analysis. The results of ...

Bangladesh has been a pioneer in the microfinance movement since its inception in the early 1980s, and today this concept has been adopted by many countries including China, India, and Brazil. It is already proven as strong and useful poverty reduction tools by researchers worldwide. Conversely, Online Peer-to-Peer (P2P) lending, also known as online social lending is a new form of electronic c...

Informal sector lenders remain a strong presence in rural India in terms of providing credit facilities in rural India. Farmers and rural poor borrowings from Money lenders and other informal sources of rural credit still significant this sources some extent i.e. 77 percent to 32 percent. In this situation micro finance has emerged as an alternative source of rural credit, microfinance programm...

CHALLENGES TO AGRICULTURE FINANCING IN MALI By Kadidia Konare In Mali, like in many Sub-Saharan countries, inadequate access to credit has remained a central concern for farmers and a key constraint to the modernization and diversification of their activities. The commercial banks’ limited participation in agricultural financing and the hard terms and conditions for obtaining individual loans h...

This research aims to analyze the impact of microfinance on fertilizer use and amount loan in Ayeyarwady area, Myanmar. study uses a quantitative technique as an analytical approach, utilizing data from farmers' household survey conducted 2015 secondary data. Secondary village tract Myanmar's area. The overall frequency gender household, education level age percentages each family, average cost...

This paper presents an evaluation of the long-term impact of microfinance programmes on Acehnese children during the post-tsunami recovery. The study, conducted from June to August 2010, examined the impact of microfinance programming six years after the tsunami. The sample consisted of 185 microfinance participants, with a comparison group of 192 individuals who did not participate in microfin...

what are the main success factors of microfinance institutions in providing financial services to poor people in a sustainable manner? in this article we try to answer this question. in one hand, we analyze the core compatibility between microeconomics of asymmetric information, transaction cost and risk, and new different operational mechanisms applied by microfinance institutions. on the othe...

The contribution of microfinance in the development of global economy is undoubtedly admissible. The research has been carried out to explore the impact of microfinance on the livelihood of the clients. The study emphasized to detect clear-cut impact of microfinance on poverty eradication, livelihood security, and on the role of Information and Communications Technology (ICT) system on microfin...

Microfinance in China has entered the phase of rapid development and it has become one of the most important businesses in commercial banks. According to the principals of low carbon economy and the characteristics of farmer microfinance of Chinese commercial bank, this paper designed the performance evaluation system and evaluated the performance of small and micro businesses microfinance. In ...

Microfinance supports mainly informal activities that often have a low return and low market demand. It may therefore be hypothesized that the aggregate poverty impact of microfinance is modest or even nonexistent. If true, the poverty impact of microfinance observed at the participant level represents either income redistribution or short-run income generation from the microfinance interventio...