The use of Automated Teller Machine (ATM) has become an important tool among commercial banks, customers of banks have come to depend on and trust the ATM conveniently meet their banking needs. Although the overwhelming advantages of ATM cannot be over-emphasized, its alarming fraud rate has become a bottleneck in it’s full adoption in Nigeria. This study examined the menace of ATM in the socie...

Security is a vital issue in the usage of Automated Teller Machine (ATM) for cash, cashless and many off the counter banking transactions. Weaknesses in the use of ATM machine could not only lead to loss of customer’s data confidentiality and integrity but also breach in the verification of user’s authentication. Several challenges are associated with the use of ATM smart card such as: card clo...

We developed the AT-400N automated teller machine by reconstructing embedded ATM software, which was formerly developed with a dedicated OS / dedicated language, with a general purpose OS / general purpose language. This machine has WOSA/XFS, which can insure the portability of Oki software to ATM platforms made by other manufacturers. To improve productivity and maintainability, an object orie...

The main aim of this system is to develop a secure ATM in future. In general, all the keypad based authentication system having several possibilities of password identification by means of shoulder movements. Shoulder-surfing is an attack on password authentication that has frequently been hard to defeat. This problem has come up with a new solution by following two types of proposal idea one i...

-Security is a major issue in Automated Teller Machine (ATM).with the wide spread utilization of electronic transactions it is necessary to increase customers recognition accuracy. Biometric systems can offer convenient and secure mode of authentication to the customers. This paper proposes a survey of how multimodal biometric system enhances level of security in ATM system. Multimodal biometri...

Much work has been done on software reuse “in the small” – objects, subroutines, and components. Relatively little work on very large-grained reuse is available in the literature. Such reuse might include reusing an entire automated teller machine (ATM) software and hardware system for banks across multiple continents; and reusing infrastructure across Internet, teller systems, and ATM systems,...

----------------------------------------------------------------------ABSTRACT----------------------------------------------------------The steady growth in electronic transactions has promoted the Automated Teller Machine (ATM) thereby making it the main transaction channel for carrying out financial transactions. However, this has also increased the amount of fraudulent activities carried out...

in this paper the real time operation of an automatic teller machine (atm) is analyzed using atimed petri net (tpn) model. in the modeling, the probability of arrivals, the speed andattentiveness of customers (clients) are taken to account. different parameters are based onthe statistical data. the model is simulated for 24 hours. the diagrams of number ofsucceeded customers, failed references ...

Two-factor authentication delivers authentication through devices the customers have and the information (PIN) they already known. In today’s corporate environment, the need exists to ensure that only authorized individuals or customers gain access to critical devices or services offered. This paper looks more closely at the banking industry by reviewing trends in transactions, infrastructures ...

The ATM (automated teller machine) industry is interested in the impact on the human to computer interface when new transaction types or technologies are established. Cardless transactions and pre-staged transactions combined with mobile technology and/or biometric technologies allow a new customer experience on self-service terminals. We want to substantiate the impact of integrating mobile an...