Are regulations on the payday loan effective? Do people switch to other forms of expensive credit such as pawnshop loans because of such regulations? In this study, we aim to find the answers to these two questions through exploring state-level variations in regulations on payday loans and other alternative financial services. Using FDIC’s panel survey data and Google Trends data, we find that ...

BACKGROUND Undergraduate teaching in occupational medicine in UK medical schools is in decline. We developed a teaching programme for the new curriculum at our medical school, and then used student evaluation to tailor it to students' perceived learning needs. AIMS To examine medical students' perception of a teaching session in occupational medicine after changes made in the light of earlier...

∗ Hamid Khan, Master of Technology Programs, Northern Kentucky University, Highland Heights, KY 41099. [email protected]. Abstract --Accreditation Board for Engineering and Technology's (ABET's) accreditation reform effort designed to foster effective “program evaluation” uses a set of criteria. This method allows programs to be flexible to many stakeholder needs. It also allows them to innovate wh...

Computer-based adaptive teaching can enhance individual learning effectiveness. Several researches have defined the concepts of Intelligent Coaching Systems and adaptive teaching in the past. However, empirical findings are limited to anecdotal evidence guiding the design of these systems. A prototype system based on the idea of adaptive teaching is built in Knowledge Pro which monitors a learn...

Intelligent tutoring systems (ITSs) are computer tutors that provide individualised instruction by maintaining models of their students. Traditionally, these models have been hidden from the student. However, recent work in the area has suggested educational benefits in exposing the student model. This approach, known as open student modelling, allows the student to inspect their model thereby ...

Most dental school instructors struggle to develop course evaluation criteria that can effectively be applied as valid and reliable learning instruments. Vague and unreliable learning assessments often lead to increased dissatisfaction among both faculty and students. Students complain about the "lack of faculty calibration," and faculty are often unable to adequately evaluate competence due to...

Distance education has grown in importance with the advent of the internet. An adequate evaluation of students in this mode is still difficult. Distance tests or occasional on-site exams do not meet the needs of evaluation of the learning process for distance education. Bayesian networks are adequate for simulating several aspects of clinical reasoning. The possibility of integrating them in di...

Student wastage in higher education is a problem of great importance in our society. The time has come to try to start a service to give specialised help for redeployment in continued education or in suitable employment that carries further training prospects. This would be not only a humane social service, but a real component of the educational and economic system. At present, wastage in the ...

Early retirement incentives (ERIs) are increasingly prevalent in education as districts seek to close budget gaps by replacing expensive experienced teachers with lower-cost newer teachers. Combined with the aging of the teacher workforce, these ERIs are likely to change the composition of teachers dramatically in the coming years. We use exogenous variation from an ERI program in Illinois in t...