Genetic testing is a concern for insurers if they cannot use test results in underwriting. We model adverse selection in an insurance market with genetic testing for breast and ovarian cancer. Increased forces of mortality resulting from a family history of cancer or a positive test for a BRCA mutation are calculated. Using a Markov model, we estimate costs of adverse selection, assuming variou...

O texto que segue divide-se em duas partes, possuindo como núcleo central a entrevista com o prof. Jürgen Oelkers, pedagogo alemão e professor emérito da Universidade de Zurique, Suíça. Com intuito contextualizar leitor, primeira parte descortina visão panorâmica resumida do cenário educacional mundial, destacando neoconservadorismo autoritário obscurantista constitui fonte preocupação cultura,...

Introduction: Scedosporium species are ubiquitous molds found in the environment that are uncommon pathogens in humans. Infections usually occur in immunosuppressed hosts. Scedosporium infection of the central nervous system is an even rarer manifestation that has mostly been described in transplant recipients and in cases of near-drowning. Case Report: We present a case of an elderly man with ...

Jean Emily Henley (1910–1994) was the only child of Eugene and Esther Heller, who emigrated to the United States from Germany and Hungary, respectively.‡ Their native language was German, which probably explains their daughter’s fluency in that language. While Jean was still a child, her father changed the family name to Henley. She was born and educated in Chicago, Illinois, and in September 1...

Vol. LII (October 2015), 726–735 726 © 2015, American Marketing Association ISSN: 0022-2437 (print), 1547-7193 (electronic) *Nathan M. Fong is Assistant Professor of Marketing, Fox School of Business, Temple University (e-mail: [email protected]). Zheng Fang is Associate Professor of Marketing, Business School, Sichuan University (email: [email protected]). Xueming Luo is Charles Gilliland Disti...

The Frank Nelson Cole Prize in Algebra is awarded every five years for a notable research memoir in algebra which has appeared in the previous five years. This prize and the Frank Nelson Cole Prize in Number Theory were established in honor of Professor Frank Nelson Cole, who served as secretary of the AMS from 1896 to 1920 and also served as editor-in-chief of the Bulletin for twenty-one years...

Ao chamar de “idílio” sua obra Amar, verbo intransitivo (1927), Mário Andrade propôs um enigma para leitores e críticos a respeito do significado termo suas consequências o texto. Tendo em vista as inúmeras referências à literatura cultura clássica alemãs seu caráter estruturante dentro da narrativa, é possível analisar hipótese que se valia definição Jean Paul (1763-1825) idílio, tal como apre...

1. The first indication of the phenomenon.-When we consider a fluid mass in equilibrium, for example, some water in a glass, all the parts of the mass appear completely motionless to us. If we put into it an object of greater density it falls and, if it is spherical, it falls exactly vertically. The fall, it is true, is the slower the smaller the object; but, so long as it is visible, it falls ...

Title of thesis: COMMUNITY TOLERANCE OF COMMUNITYBASED REPARATIVE BOARDS IN VERMONT: A CLOSER LOOK AT COMMUNITY MEMBERS’ TOLLERANCE OF OFFENSE TYPES Noah Patrick Miller, Master of Arts, 2009 Thesis directed by: Dr. Charles Wellford Department of Criminology and Criminal Justice Many people support harsh punishments for convicted offenders. Similarly there are large amounts of political resistan...