The study of firm value and financial risks became more important after the global crisis 2007–2008, as required risk was mismanaged, resulting in a deterioration value. It is to relationship between This aims examine moderating effect capital adequacy on listed banks Pakistan. based half-yearly secondary data 560 sample observations from 2009 2021. Multiple regression panel estimation techniqu...

Abstract Purpose The increased number of nonperforming loans (NPLs) during COVID-19 pandemic has interrogated the robustness banks and stability whole banking segment. We examine impact credit risk (CR) on financial performance (FP) by comparing Islamic (IBs) to conventional (CBs). also investigate influence this association. Design/methodology/approach Our sample includes largest 200 across 15...

Motivated by the unprecedented high levels of recent economic policy uncertainty, current study examines influence institutional quality, and corruption level on Indian banking stability growth digital financial services. Using Baker et al.’s uncertainty index nonlinear autoregressive distribution lag model data set variables from 2004 to 2019, we infer following findings. The unit root structu...

Although net profit of Turkish Banking Sector (TBS) has reached TL 54.1 billion in 2018, the profitability TBS been decreasing. Return on assets decreased from 2.3% 2006 to 1.4% 2018. Similarly, return equity 18.8% 10.50% This figures verify decreasing trend profitability. presents risks for limiting providing credits banks. Therefore, level importance. Affecting factors should be detected firs...

The aim of this study is to examine the determinants firm value for listed banks in Pakistan. This based on secondary data extracted from annual reports Pakistan with quarterly comprising 512 sample observations 2015 2021. Panel estimation techniques were employed analysis. findings revealed that all influence except liquid assets total (LATA). stock price continuously falling, which causes sto...

Losses in the market for private label residential mortgage backed securities (RMBS) were at the epicenter of the financial crisis from 2007-2009. Existing research has shown that a substantial portion of the poor performance of the loans securitized in this market was caused by fraudulent origination practices, and that these practices were misrepresented to investors who purchased securities ...

This paper uses insights from behavioral economics to explain a particularly surprising borrowing phenomenon: One in six undergraduate students offered interest-free loans turn them down. Models of impulse control predict that students may optimally reject subsidized loans to avoid excessive consumption during school. Using the National Postsecondary Student Aid Study (NPSAS), we investigate st...

Our paper addresses firm size as a driver of systematic credit risk in loans to small and medium enterprises (SMEs). Key contributions are the use of a unique data set of SME lending by over 400 German banks and relating systematic risk to the size dependence of regulatory capital requirements. What sets our sample apart is its comprehensive coverage of the particularly rich and well developed ...

ABSTRACT National development banks remain an important part of modern financial systems in developed as well developing countries. They play role providing long-term financing and countercyclical during economic crises. In this context, article aims to provide empirical evidence the national Africa medium-term credit their performance managing resources, using bank-level data from selected cou...