Mobile banking penetration has been relatively low even though smartphones are the most dominant forms of mobile computing in the United States. This quantitative correlational study is focused on how consumers ‘perceptions affect their intention to use mobile banking in the United States. Among U.S. consumers with smartphones, Internet access, and a bank account; 68% used Internet, 33% used te...

Mobile banking is becoming widespread worldwide. Designing effective mobile banking services is of vital importance. This paper attempts to address this need by providing a comprehensive Mobile Banking Evaluation Framework (MoBEF). This framework consists of 164 criteria categorized into six categories: Interface, Navigation, Content, Offered Services, Reliability, and Technical Aspects. MoBEF ...

With the growth of the mobile industry, a smart phone has the ability to store large amounts of valuable data such as personal and bank information, the users’ location, call logs and more. Thus, the security of data in the mobile world has become an important issue. The main objective of this survey paper is to review the state-of-the-art technologies for the security of mobile computing. It c...

Bank sebagai lembaga keuangan mensyaratkan keandalan yang berarti tulus dalam menjalankankepentingannya untuk memberikan layanan akurat dan dapat diandalkan sebagaimana komitmennya. Saat mobile banking mendapatkan daya tarik, bank tradisional berjuang beradaptasi dengan realitas baru di mana interaksi fisik perbankan konvensional tidak lagi menjadi status quo. Hal ini juga terjadi pada industri...

E-commerce is enjoying wide recognition in many countries but its adoption in developing countries is still a challenge. In such countries, m-commerce is being preferred especially due to the relative low costs associated with the deployment of the technology behind such applications. In Malawi, drivers of m-commerce such as banks and mobile network providers are gearing to implement m-commerce...

Physical currency (bills and coins) is being phased out as an important means of exchange both in developed and developing countries. Transactions are increasingly done by debit card, computer, and mobile phone. This technologically driven process opens up some very useful possibilities, among these new and – for society – beneficial roles for the Central Bank. The paper assumes a scenario wher...

There is relatively little known about the m-banking use by the rural small and medium enterprises (SMEs) in Bangladesh. This research fills the gap by presenting the key advantages of using mbanking by the rural SMEs that a bank can offer in Bangladesh. The research also reports on the critical country level-factors, organizational success factors and obstacles in m-banking adoption for rural ...

There is relatively little known about the m-banking use by the rural small and medium enterprises (SMEs) in Bangladesh. This research fills the gap by presenting the key advantages of using mbanking by the rural SMEs that a bank can offer in Bangladesh. The research also reports on the critical country-level factors, organizational success factors and obstacles in m-banking adoption for rural ...