The development and promotion of microfinance services has been viewed as a key policy program intervention for poverty reduction bottom up economic social local development. This study aims to analyze critically the role microcredit in Italy tool facilitate credit access vulnerable people help them establish or expand business. Using focus groups, research analyses mechanisms through which inv...

Extant literature has extensively explored microcredit's impacts, confirming its essential role in poverty alleviation. However, most studies focus on measures that exclusively emphasize current status without adequately addressing the potential of falling into or remaining poverty. Furthermore, credit services helping poor rural areas appears to be underexamined literature. To address this kno...

Microfinance is the provision of small financial services to poor people. The movement, as we see it today, started with Microcredit, the provision of loans to poor people, in the 1970s, but forerunners have been around since Jonathan Swift started funds to provide loans to poor people in Ireland in the early 1700s (Hollis & Sweetman, 2004). Nevertheless, despite the high marginal productivity ...

Abstract Weather constitutes a major source of risks facing households in rural areas, which are being amplified under climate change. In this context, two main financial services, weather index insurance and microcredit, have been increasingly adopted by farmers worldwide. However, the understanding socioeconomic ecological impacts these finance schemes, including potential maladaptive outcome...