Mobile technology has the potential to increase the efficiency and the usage of financial services for the poor. Many of these services, however, are traditionally delivered in a group setting. Digitization may then disrupt the existing social architecture, leaving its overall effect uncertain. I examine how the introduction of mobile banking in group microfinance affects savings behavior of ex...

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In recent years, there has been a simultaneous deregulation of interest ceilings on household deposits and a dramatic deployment of automatic teller machines (ATM) by the banking industry. At one time, there was a belief that the U.S. would evolve into a “checkless society” because of the development of electronic funds transfer systems such as the ATM. That has clearly not happened. The purpos...

The marriage of computers and the OED enhances end user access and simplifies basic publishing needs, but computerization can also result in more effective lexicography. Computerized lexicography has an important side benefit in the development of new information products. We briefly describe lexicographical activity as it was conducted on the Supplements for the OED and explore some possibilit...

Islamic banking is considered as alternative to conventional banking. It focuses on profit/loss and risk sharing, than interest based deposit/lending followed in conventional banking. Conventional Banking cherishes a long history while Islamic banking gained importance in last few decades. The study review and compare performance of conventional banks and Islamic banks operating in GCC region d...

The shadow banking system played a major role in the recent financial crisis but remains largely unregulated. We propose principles for its regulation and describe a specific proposal to implement those principles. We document how the rise of shadow banking was helped by regulatory and legal changes that gave advantages to three main institutions: money-market mutual funds (MMMFs) to capture re...

Lexicography and terminography are specialised professions concerned with the compilation and editing of dictionaries. The lexicographer documents the words in the vocabulary of the general language whereas the terminographer documents the terminology of specific subject fields and domains. The terminographer works with a more restricted register than the general lexicographer, but from a holis...

Lothar Lemnitzer, Laurent Romary, Andreas Witt. Representing human and machine dictionaries in Markup languages. Rufus Gouws and Ulrich Heid andWolfgang Schweickard and Herbert Ersnt Wiegand. HSK Dictionaries. An International Encyclopedia of Lexicography. Supplementary volume: Recent developments with special focus on computational lexicography, 5.4, Mouton de Gruyter, pp.1195 1208, 2013. <inr...

Th e fi nancial regulation architecture in both the United States and China developed during eras when retail deposits and bank loans were the primary mode of fi nancial intermediation. Th e function of banks is to transform short-term deposits into long-term loans, while providing liquidity for depositors. Experience has taught regulators hard lessons that this activity must be subject to prud...