Founded on the assumption that poor people are “natural entrepreneurs” (Bornstein 2005), microfinance has signaled a paradigm shift in development ideology. Using my experiences with microfinance in a fishing village in Senegal, this study will address the claims driving the microfinance movement, debate its pros and cons and pose further questions about its validity and widespread implementati...

The purpose of this paper is to examine co-creation of non-economic values in Islamic banking services and their significance for service science by comparing Islamic and conventional banking services. Although many scholars have discussed co-creation of values in services, most of them have focused on only economic values. Following Sharia (Islamic principles that are based on Qur’an and Sunna...

In this study, demand-side variables affecting the use of institutional finance with small-scale growers roots and tubers profitability in Cameroon's southwest are investigated. Using a multi-step stratified straightforward random sample process, 837 respondents were chosen. study was found that as farm size grows, so does likelihood loan need. A farmer more years farming expertise has opportun...

The core principles of Islam lay great emphasis on social justice, inclusion, and sharing of resources between the haves and the have nots. Islamic finance addresses the issue of “financial inclusion” or “access to finance” from two directions — one through promoting risk-sharing contracts that provide a viable alternative to conventional debt-based financing, and the other through specific ins...

The development of the potential UMKM in indonesia cannot be separated from support bank distribution financing to actors. role islamic banking developing community business, especially UMKM, is participate providing their business. purpose this study determine effect microfinance on business PT Bank Syariah Indonesia KCP Klender customers and difference customer sales turnover before after rec...

It is a challenge for the poor to overcome the barriers to accessing health services. Membership-based microfinance with associated health programmes can improve health outcomes for the poor. This study reviewed the evidence published between 1993 and 2013 on the role of membership-based microfinance with associated health programmes in improving health outcomes for the poor in South Asia. A to...