This paper describes segregated balance accounts (SBAs), a concept for a new type of account that could provide increased competition for deposits, reduce system-wide balance sheet costs, and improve the transmission of monetary policy by facilitating greater pass-through of interest on excess reserves (IOER). SBAs are designed to remove credit risk by creating narrow accounts that could allow ...

The business and accounting aspects of General Practice are integral to daily practice. In addition, recently there have been radical changes in the world of General Practice (GP). While formal post graduate GP training in the UK is thorough and practice accounts are included in the MRCGP syllabus, many GP registrars struggle with the subject and there is obviously less emphasis on this than th...

OBJECTIVE To estimate cost savings from emergency contraceptive pills in Canada. METHODS We modeled cost savings when a single emergency contraceptive treatment was provided after unprotected intercourse and when women were provided emergency contraceptive pills in advance. RESULTS Each dollar spent on a single treatment saved $1.19--$2.35 (in Canadian currency), depending on the regimen an...

Political theorists have offered many accounts of collective decision-making under pluralism. I discuss a key dimension on which such accounts differ: the importance assigned not only to the choices made but also to the reasons underlying those choices. On that dimension, different accounts lie in between two extremes. The ‘minimal liberal account’ holds that collective decisions should be made...

 Osteoid osteoma is a benign bone tumor and accounts for 10% of benign tumors. Almost any bones can be involved but half of cases involving femur or tibia. Osteoid osteoma is a rare tumor of the scapula with only 18 reported cases in the literature. We presented a case of osteoid osteoma of the scapula in right shoulder in angle of coracoid and geloneid in a 34- year old woman. She had right ra...