Automobile hull insurance has attracted much attention due to the high rate of vehicle applications in daily lives. Since purchasing these policies is optional in Iran and their premium rates are set competitively, a competition is formed among the insurance companies for attracting low risk drivers. However, most of the insurers still use comparative rates and pay no or less attention to the f...

One of the most important aspects measuring a firm’s performance is its efficiency, through which firm expected to envisage effective cost reductions, thereby enhancing profitability. However, studies conducted explore determinants insurance companies’ has concentrated on accounts earnings information and components are known explain small proportion performance. Also, either lump all companies...