In India, the credit card usage as well as the penetration has been found to be very low compared to that of debit cards. Though banks offer the best of the services, still there are apprehensions about the risks involved in using a credit card in India. Hence, this study investigates the customer’s adoption behavior of credit cards and determines the factors which influence the acceptance amon...

published by the press syndicate of the university of cambridge A catalog record for this book is available from the British Library ISBN 0 521 82615 2 hardback Contents List of figures page xiv List of tables xxii Preface xxiii List of abbreviations xxvi List of symbols xxix vii viii Contents 2.6 Polarization and field diverse channels 27 2.7 Antenna array topology 28 2.8 Degenerate channels 2...

Equity crowdfunding syndicate emerged in recent years characterised as crowd investors (co-investors) using online platforms to co-invest with other professional (lead investors). We investigate the effects of lead investors’ general human capital and specialised on their fundraising performance. also examine role reputation mediating relationship between Result indicates that is indeed mediate...

abstract the traditional or liberal theory of contract always had encounter serious critics. the authors of this article have criticized this theory- based on new theory of unger (a pioneer in the critical legal studies movement) - and also have analyzed the strengths and weaknesses of that. this theory consists of a principle and a counter principle that include freedom of contract against the...

OBJECTIVE To achieve consensus in all phases of chemical incident planning and response. DESIGN A three round Delphi study was conducted using a panel of 39 experts from specialties involved in the management of chemical incidents. Areas that did not reach consensus in the Delphi study were presented as synopsis statements for discussion in four syndicate groups at a conference hosted by the ...

This paper attempts to give an overview of the pricing of risks in a pure exchange economy, where trade takes place at time zero and where uncertainty is revealed at time one. An economic equilibrium model under uncertainty is formulated, where conditions characterizing a Pareto optimal exchange equilibrium are derived. We present two sets of sufficient conditions for the existence of an equili...

The quest for an effective alternative means for effluent treatment is a major concern of the modern-day scientist. Fungi have been attracting a growing interest for the biological treatment of industrial wastewater. In this study, Saccharomycescerevisiae and Torulasporadelbrueckii were isolated from spoiled watermelon and inoculated into different concentrations of effluent. The inoculants wer...

We study bureaucratic corruption in a model in which a constituency sets required levels for a given set of activities. Each activity is carried out by an external provider, and its realization is supervised by a bureaucrat. While bureaucrats are supposed to act on behalf of the constituency, they can decide to be corrupt and allow providers to deliver lower activity levels than contracted in e...

BACKGROUND Eighteen acute in-patient psychiatric units in Australia funded a syndicate to measure case-mix, disability and outcome of treatment. This syndicate included eight units in public general hospitals, five in stand-alone public psychiatric hospitals and five in private psychiatric hospitals. METHOD Up to 100 in-patients admitted consecutively to each hospital (1359 in all) were assig...