New information technology (IT), especially the internet, have revolutionised the finance industry with the rapid growth of electronic finance. E-finance activities include all types of financial activities carried out over the internet or other public networks, such as online banking, electronic trading, the provision and delivery of various financial products and services (for instance insura...

The banking industry has initiated an assortment of new customer services and products using Information Technology (IT) systems. The banking industry has gone through many modifications as a consequence of the introduction of IT. In fact, the configuration of the industry is incessantly altering because of speedy expansion of IT. The sustained accomplishment of IT applications means that the b...

Several rounds of banking reforms in China have aimed to increase the competitive condition and further enhance stability in the Chinese banking sector, while the joint effects of competition and risk-taking behaviour on the profitability in the banking sector have not been studied well enough so far in the literature. The current study contributes to the empirical literature by testing the imp...

The Service-oriented architecture (SOA) paradigm has been gaining momentum over the last few years. Although the banking industry has often been mentioned as an early adaptor of service-oriented technologies, there is still a lack of knowledge concerning bank requirements on IT architectures and whether an SOA is suited to meet them. In this paper, we present the results from an empirical study...

This paper looks at the industrial organization of the investment banking industry. Longterm relationships between business firms and investment banks are pervasive in developed security markets. A vast literature argues that better monitoring and information result from relationships. Thus, security markets should allocate resources better when an investment banking industry exists. We study n...

The banking industry has been a pioneer in adopting electronic markets with exchanges, clearinghouses, and multilateral trading facilities having become the backbone of today’s globally integrated financial transactions. While most banks use the services of these electronic markets to handle interbank processes, they still strive for bilateral relations in the field of customer-facing processes...

Sustainable development is the result of fundamental changes in social, economic and cultural elements which will guide itself through cyberspace So that tomorrow man will direct most of his social and economic activities through cyberspace using human beings and there will be no need for people to be present in the field of economic and social interactions, among which banks have been in line ...