In order to succeed, electronic government initiatives frequently pass a number of different stages, starting with a static Web site used solely for providing information (one-way) and ending with fully interactive sites that are capable of handling a multitude of transactions that may occur in the lifelong relationship between a government and its citizens. The possibility of transferring mone...

T he worldwide proliferation of the Internet has led to the emergence of an extensive range of services—one of the most popular being electronic commerce (e-commerce).1 Recent technological advances in the design of portable devices, along with increasing high-speed Internet access and mobile networking technologies, have enabled users to employ such devices anywhere, anytime to perform e-comme...

Internet technology has influenced banking systems because of its capability to enhance the performance financial operations. Several factors influence adoption new within industry. Namely customers’ perception benefit, quality, Ease Use, Security, Self-Efficacy, and Trust. However, various cultures geopolitical issues are therefore worth further study. This paper focuses on that behaviors Saud...

In today's world, most financial transactions are carried out using done through electronic instruments and in the context of the Information Technology and Internet. Disregarding the application of new technologies at this field and sufficing to traditional ways, will result in financial loss and customer dissatisfaction. The aim of the present study is surveying and analyzing the use of elect...

Recently communications and information technology became widely used in various aspects of life. The internet becomes the main network for information support. Using of internet enabled public and private organizations to develop its business and expand its activities. Private organizations applied the principles of e-commerce to improve the quality of services which provided to customers. Whi...

The payment system of a country plays a crucial role in its economy; however, despite the benefits of e-Payment and efforts by financial authorities, Nigeria still has a low e-Payment adoption rate. In this regard, there is an urgent need to investigate the factors that affect individuals’ intention to adopt e-Payment. Drawing on the unified theory of acceptance and use of technology (UTAUT) mo...

E-payment scheme allows two users to securely exchange e-cash and digital product over an open network. A problem in the across administrative domains E-payment scenarios is how the participants can carry out the exchange between administrative domains. In other words, the participants are administrated by two trusted administrators respectively. How can they verify their identities each other?...

-E-Commerce offers the banking industry great opportunity, but also creates a set of new risks and vulnerability such as security threats. Information security, therefore, is an essential management and technical requirement for any efficient and effective Payment transaction activities over the internet. Still, its definition is a complex endeavor due to the constant technological and business...

Article about problems of Institutionalization of the payment environment of e-commerce. The author analyzes tendencies of development of payment institutes and prospect of creation of the International financial Centre in Russia on the basis of primary development of e-commerce in spheres B2C and С2С. The author proves, that in the conditions of globalization of the consumer markets the analys...