The paper manages the tour de force of aggregating intrinsic loss functions with intrinsic (aka reference) priors. Thus, Professor Bernardo presents us with a unified picture of Bayesian analysis as he sees it and it is obviously fitting to see this cohesive perspective appearing in the Valencia 9 proceedings as a kind of third unification! We appreciated very much the paper and our comments wi...

Guaranteed Annuity Options (GAOs) are options available to holders of certain pension policies. Under these contracts, policyholders contribute premiums into a fund managed by the insurer. At retirement, the policyholders buy life annuities at a guaranteed rate provided by the original insurer, or annuitize with another insurer. If the guaranteed annuity rates are better than the prevailing rat...

This article assesses insurance uptake in three community-based health insurance (CBHI) schemes located in rural parts of two of India's poorest states and offered through women's self-help groups (SHGs). We examine what drives uptake, the degree of inclusive practices of the schemes and the influence of health status on enrolment. The most important finding is that a household's socio-economic...

Fig 1. Desmoplastic trichoepithelioma and melanocytic nevus (collision tumor). Dermoscopy of the skin-colored papule on the right cheek (clinical detail) disclosed sharply focused, fine arborizing vessels (arrows), mostly at the periphery on a white-ivory background (black asterisk) in the upper half of the lesion and structureless light-brown (white asterisk) in the lower half. Few white clods...