Paying off the mortgage, once a widespread rite of passage for homeowners approaching retirement, has become less common in recent years. Concerns are mounting that the increased prevalence of housing debt among older homeowners could compromise financial security in retirement by expanding housing affordability problems, crimping essential nonhousing spending, increasing vulnerability to home ...

We apply the dressing method to a string solution given by a static string wrapped around the equator of a three-sphere and find that the result is the single spike solution recently discussed in the literature. Further application of the method allows the construction of solutions with multiple spikes. In particular we construct the solution describing the scattering of two single spikes and c...

background: routine oocytes cryopreservation remained an elusive technique in the wide ranges of available assisted reproductive technologies. the microtubules of oocytes are vulnerable to cryoprotectants and thermal change during cryopreservation. objective: the effects of a vitrification protocol were investigated on the spindle and chromosome configurations of mice oocytes cryopreserved at t...