We show that since 1994, branching deregulations in the U.S have signi…cantly a¤ected the supply of mortgage credit, and ultimately house prices. With deregulation, the number and volume of originated mortgage loans increase, while denial rates fall. But the deregulation has no e¤ect on a placebo sample, formed of Independent Mortgage Companies that should not be a¤ected by the regulatory chang...

It has been argued that the rise of professions in society has been on the increase for over a century, to the extent that they are seen as integral to post-industrial society. Yet, within information systems minimal research has considered users as professionals. Instead, professions and professionalism as units of analysis have usually been intertwined with discussions of IT workers and syste...

Information and communication technology is at the core of administrative work and it has a significant influence on work and on the work environment. This paper presents a study designed at understanding the digital transformation of student administration at a large university. Through quantitative and qualitative data, different aspects of the digital workplace are highlighted. The study is ...

OBJECTIVE Our purpose was to describe the financial knowledge, habits and attitudes of chiropractic students. METHODS We designed a cross-sectional survey to measure basic financial knowledge, current financial habits, risk tolerance, and beliefs about future income among 250 students enrolled in business courses at one US chiropractic college. Descriptive statistical analyses were performed....

OBJECTIVE Simulations of doctor-patient interactions have become a popular method for the training of medical skills, primarily communication skills. A new questionnaire for the measurement of students' satisfaction with medical courses using this technique is presented, the Student Evaluation Scale for Medical Courses with Simulations of the Doctor-Patient Interaction (SES-Sim). METHOD A set...

The dramatic expansion of the higher education sector in the UK has contributed to a significant increase in competition among organizations within the sector. Based in the North of England, Salford University is one of the largest universities in the UK with regards to student numbers and programs of study. The Student Information System supports the management of student information throughou...

The importance of trust for IT adoption and diffusion has been shown in numerous studies throughout the IS discipline. Even though researchers agree that trust is not only relevant for one-time interactions, but develops gradually during an interaction and needs to be maintained, most studies rely on research designs that only capture a particular snapshot of this development. We aim to close t...

PURPOSE The medical student-run Einstein Community Health Outreach Clinic provides free healthcare to the uninsured adult population of New York, the United States. During the summer, prehealth student volunteers are recruited to assist with clinic operations. METHODS We designed a survey study to identify the baseline characteristics of the volunteers between June and August of 2013 and 2014...

In this paper, we have presented an algorithm for data synchronization based on Web Services (WS), which allows software applications to work well on both configurations "Online" and “Offline”, in the absence of the network. For this purpose is in use Electronic Student Management System (ESMS) at University of Prishtina (UP) with the appropriate module. Since the use of ESMS, because of a unce...

BACKGROUND: An interprofessional elective using a student-run clinic can introduce students to professional roles, collaborative patient care, and health disparities. METHODS AND FINDINGS: Students from four professions (pharmacy, medicine, physician assistant, and physical therapy) participated in a service-learning elective where they received weekly didactic lectures and provided healthcare...