Keeping in mind the year 2020 until end of 2022, COVID-19 pandemic and its economic turmoil shocked banking sectors. The has caused significant disruptions to economies across globe, Indonesia is no exception. As a result, sector been particularly affected. This research aims investigate situation during how it affected bank profitability (ROA). Profitability ratio that measures company's abili...

The paper studies the impact of the portfolio constraint imposed by the consumption demand for housing (the “housing constraint”) on the household’s optimal holdings of financial assets. Since the ratio of housing to net worth declines as the household accumulates wealth, the housing constraint induces a life-cycle pattern in the portfolio shares of stocks and bonds. For reasonable degrees of r...

This paper investigates the changes in firm value triggered by hypothetical corporate tax rate changes for which firms have balances on deferred tax allowances and deferred tax assets or liabilities. The effects on both investment to fixed assets and current assets are well taken care of with embedded production functions and firm investment decisions change over time through the accumulated pr...

Since the subprime financial crisis, international financial regulatory institutions (Basel, MIFID, Dodd-Frank), have strengthened regulatory requirements on systemically important banks. The Basel Committee on Banking Supervision, and based on the G20 recommendations, has drawn up a reform program to reconfigure the banking system, based mainly on increasing the capital requirement. The progra...

This article investigates the relationship between firm specific factors and macroeconomics on profitability in Taiwanese property-liability insurance industry using the panel data over the1999 through 2009 time period. Using operating ratio and return on assets (ROA) for the two kinds of profitability indicators to measure insurers’ profitability. The results show that underwriting risk, reins...

Companies often withhold or reject projects that generate net present value. As a result, investment decisions are not optimal and lead to lower efficiency. This study examines the effect of business strategy, managerial ability, multiple large shareholders, earnings management on The sample was selected from companies listed Indonesia Stock Exchange for 2019-2021. Financial insurance industry ...

This study aims to acquire empirical evidence related the effect of risk on financial performance in peer-to-peer lending Indonesia. By exploring statements throughout 2019-2020. The test uses a panel data regression model, Common Effect Model as selected estimation model. Financial is measured by Operating Income Expenses (BOPO), Net Interest Margin (NIM), Loan Deposit Ratio (LDR), Debt Asset ...