The era of revolution 4.0 is the initial milestone birth globalization in world economy. current movement business progress accompanied by developments field information and communication technology. Technological economic sector are supported financial Financial transactions carried out Indonesian people more than 50% using a payment system form an e-wallet. One them digital payment, OVO brand...

Key infrastructures such as cross-border payment systems have historically been developed and ring-fenced by consortia of commercial organizations. The benefits associated with networkeffects usually more than repay their initial investment, however if the development of standards and control over the network continue to be dominated by the consortium they lay themselves open to charges that th...

Lack of automation in supply chain payment systems is one of the missing points in the area of optimizations and can cause inefficiencies in the total performance of the chain. To overcome this problem, a new context-aware payment method is introduced in this paper, based on pervasive and ubiquitous computing technologies. The main architectural structure is inspired from the Service-Oriented C...

whether for the delay in payment of debt resulting from civil liability can be demand late payment damages? in answering this question, answer of some of lawyers is positive. they believed that late payment damages is accrued to debt resulting from civil liability. because, these creditors are more deserving of protection. also, the word of debt in article 522 of code civil procedure is absolut...

today, e-commerce has considerable portion in commercial businesses, and it has been developing. one of the most important steps in e-commerce is e-payment that has been done through different tools such as e-banking, and e-cheques. in this type of electronic transactions, there are always different worries both for payers and payees due to untruthfulness. for example, amount modifying, date mo...

mobile commerce is whatever electronic transfer or transaction via a mobile modem through a mobile net in which the true value or advance payment is done for goods, services or information. a mobile payment system should be beneficial for all related persons. for a payment system to be a successful system, end-user, seller, exporter and operators should see a additional value in it. end-user pr...