This study aims to analyze the role of internal audit in minimizing non-performing loans. The location is at PT. Bank Rakyat Indonesia Lumajang Branch Office. Using a descriptive research approach, it was found that: first, plays an important loans by providing assessments, recommendations and improvements credit process. Thus, process can be more convincing, because has gone through several st...

Today's developing economy encourages banks to focus on raising funds and channeling credit people who need them meet their needs. The he raises are known as DPK. purpose of this research is examine analyze the effect Third Party Funds, Capital Adequacy Ratio, Non-Performing Loans Interest Rate Stimulant Partial Commercial Bank Credit Distribution listed IDX. This type used quantitative. causal...

This short paper presents a new stylized fact about bank nonperforming loans. According to the data for the US, the average of the ratio of noncurrent loans to total loans for large banks presents a very high negative correlation with the same ratio for small banks. This result remains valid for different measures of bank size as well as controlling for different bank characteristics such as ch...

Student Loans Repayment and Recovery: International Comparisons Student loans schemes are in operation in more than seventy countries around the world. Most loans schemes benefit from sizeable built-in government subsidies and, in addition, are subject to repayment default and administrative costs that are not passed on to student borrowers. We probe two issues in this paper, for 44 loans schem...

This study was conducted to determine how much influence financial ratios consisting of: Non-Performing Loans, Capital Adequacy Ratio, and Operating Expenses on Income profitability. In this the method used is quantitative method. The population a group of Bank Band Usaha Milik Negara listed Indonesia Stock Exchange for period 2017 – 2021. sample in 4 (four) selected using purposive sampling ty...

Bank Rakyat Indonesia, Mandiri, and Negara Indonesia are some of the banking companies that provide small business loans for MSME players with a view to find out Capital Adequacy Ratio, Non-Performing Loan Return On Asset in distribute people’s Business Loans period 2010 - 2019. Researchers used Quantitative research methods Descriptive Verification methods. People’s Credit is one programs issu...