In daily life, ordinary cash is more and more replaced by electronic means of payment. Where on the one hand side macro payment systems are well covered by credit cards, micro payment systems still suffer from different technological and usability issues. Besides usability, security in payment systems has always been a hot topic ever since. In this paper we present a new, promising approach for...

Nowadays, the E-payment systems have been considered to be safe way of money transfer in most modern institutes and companies. Moreover, security is important side these ensure that done safely. Software engineering techniques are used for guaranteeing applying privacy such systems. In this paper, a secure system proposed based on software model neural network technology. This uses different al...

Payment cards offer a simple and convenient method for making purchases. Owing to the increase in usage of payment cards, especially online purchases, fraud cases are on rise. The rise creates financial risk uncertainty, as commercial sector, it incurs billions losses each year. However, real transaction records that can facilitate development effective predictive models detection difficult obt...

In this study a simulation analysis is applied to address the change in banks liquidity demand due to a shift in settlement method brought about by adopting Real Time Gross Settlement System. At the first stage of this research, we use a data generator model along with some information on the time distribution of coded cheques over a working day in order to produce intraday flow of payment...

In this paper, an Internet payment system is proposed. It gives users a choice to choose which payment method they like to use, either credit card or electronic coins. A literature review on existing payment systems and cryptography are discussed in the beginning of the paper. Then we discuss the mechanism of the proposed system and comparisons between the existing systems and the proposed one....

Policy makers have been trying to replace Medicare's fee-for-service payment system for years with approaches that pay one price for an aggregation of services. The intent is to reward providers for offering needed care in the most appropriate and cost-effective manner. Medicare's first payment change designed to accomplish such a change was the hospital prospective payment system, introduced d...