The main purpose of this paper is providing a model to calculate the credit risk of Melli bank clients and implement it at Mellat Bank. Therefore, the present study uses a multi-layered neural network method. The statistical population of this research is all real and legal clients of Melli and Mellat banks. Sampling method used in this research is a simple random sampling method. Friedman test...

The aim of this prospective research was to assess soft tissue morbidity in the symphyseal region after bone graft harvesting. Thirty patients, with average age 45 years, underwent symphyseal bone graft harvesting followed up for a period of 12 months. Follow-up involved neurosensory testing of 2-point discrimination, static light touch, brush directional stroke, pinprick, and thermal discrimin...

background and aims. standard treatment of oral lichen planus (olp) includes topical or systemic corticosteroids that have many adverse effects. a trend toward alternative natural or herbal drugs has attended recently. this study was conducted to evaluate the effect of quercetin in treatment of erosive-atrophic olp. materials and methods. thirty patients participated in this randomized clinical...

Objective: The experience of stuttering is more complex than its observable behaviors, and in order for a person who stutters (PWS) to truly experience fluent speech the complete experience of stuttering must be removed. This study investigates the effects of various speaking conditions on one aspect of the experience of stutteringanticipation of stuttering. Methods: Ten adult stutterers were a...

Pigeon pea and tempeh are local foods that rich in nutrients. This functional drink is a development of the previously made peanut formulation. gude beans with addition arabic gum as stabilizer. Analyzing effect adding through organoleptic tests knowing food safety this drink. research pre-experimental research. The design uses one shot group design. analysis test used was Friedman test. Produc...

Let p be prime and X a Haar-random n × matrix over Z , the ring of -adic integers. P 1 ( t ) … l ∈ [ ] monic polynomials degree at most 2 whose images modulo are distinct irreducible in F where denotes finite field elements. For each j let G module / . We show that as goes to infinity, probabilities cok ≃ independent, probability can described terms Cohen–Lenstra distribution. also for any fixe...

For randomized block designs, nonparametric treatment comparisons are usually made using the Friedman test for complete designs, and the Durbin test for incomplete designs; see, for example, Conover (1998). This permits assessment of only the mean rankings. Such comparisons are here extended to permit assessments of bivariate effects such as the linear by linear effect and the quadratic by line...