This paper explores whether the impact of economic uncertainty on credit growth differs for Islamic vs. conventional banks. Using a sample 416 banks (58 and 358 conventional) in 12 countries, findings indicate that an increase significantly decreases but does not have any significant banks’ growth. Our results are robust to alternative specifications addressing endogeneity concerns using GMM es...

The phenomenon of increasing customers take-over financing from conventional banks to Islamic is an interesting trend study. This research purpose investigate the influence murabahah margins, customer religiosity interest and decision making. method used a sequential mixed method. instrument quantitative questionnaire, qualitative interview. 199 pensioner participated in survey. Internal consis...

Development of e-banking has empirically modified the structure and characters of banks’ performance, efficiency, risk and challenges which have also been articulately recognized based on the international best practices. E-banking brazenly accelerates and restructures financial transactions via enhancing technology and expanding the banking services in comparison with conventional banking. Acc...