This study examines the influence of interest on development BMT UGT Sidogiri Jakarta Branch by using TPB (Theory Planned Behavior) as theoretical basis and PLS (Partial Lease Square) a tool to measure interest. stands for Baitul Mal wa Tamwil Integrated Joint Venture. These two things are part name which was founded alumni Islamic boarding school. aims examine how can Branch. Seeing that more ...

Personal bankruptcies in the United States have increased dramatically, rising from 1.4 per thousand working age population in 1970 to 8.5 in 2002. We use a heterogeneous agent life-cycle model with competitive financial intermediaries who can observe households’ earnings, age and current asset holdings to evaluate several commonly offered explanations. We find that an increase in uncertainty (...

Aging phenomena often play a key role in realistic rendering: excepting when the desired result is specifically a brand-new virtual object, their absence can lead to non-realistic surfaces, looking too clean and smooth. To solve these problems, artists either compose multiple textures manually, or directly modify object geometries. However, such techniques may not be suitable to obtain realisti...

In the 20th century, after most Muslim countries got their independence there was a trend towards revival of religious values. It often said that Islam is universal religion covering various aspects life, initiatives were put forward to apply Islamic teachings in socio-economic sphere society. One main issues discussed society activity conventional banks. The rejection interest-based loans amon...