The history of technology and banking is examined as it relates to risk and technological determinism. It is proposed that the services that banks offer are determined by technology and that banks must adopt new technologies to be competitive. The adoption of technologies paradoxically forces the adoption of other new technologies to protect the bank from the increased risk of technology. This ...

This paper analyses the impact of technological diversity on innovative activity at the firm level. The empirical study on a panel of European R&D active companies shows that both R&D intensity and patents increase with the degree of technological diversification of the firm. Possible explanations are that, on the one hand, a firm that diversifies its technology can receive more spillovers from...

This paper brings together evolutionary economics and resource-based approaches to the study of the firm and focuses them upon the issue of technological diversification. Despite the empirical observations that the world is increasingly technologically complex, technological diversification is little studied. Traditional researches into diversification within the firm have still tended to focus...

technological innovation, because of its curtail role in socio-economic development is one of the important aspects of governmental policies. in this article technological innovation is studied by an institutional approach. public policy by applying this approach could use norms, regulations and other institutional measures to improve innovations and technological policy. more specifically in t...

This paper describes the development and applicability of a risk reference framework (RRF) for diagnosing risks in technological breakthrough projects. In contrast to existing risk identification strategies, the RRF centers on an integral perspective on risk (i.e. business, technological and organizational) and the assessment of risks in ongoing projects. The resulting RRF consists of 12 main r...

We analyze students’ knowledge and risk perception of four technologies. The aim is to find out whether there is a relationship between area of study (self-selection) and progress of study (socialization) on the one hand and risk perception of technologies regarding health, environment and society on the other. The four technology fields under study are renewable energies, genetic engineering, ...