The work presented in this paper is related to the area of Situational Method Engineering (SME), which focuses on project-specific method construction. We propose a generic process model supporting the integration of different existing SME approaches. This model shall help the method engineer either selecting one SME approach or combining several approaches that best fit the situation of the me...

This paper presents an approach to the identification of requirements for the implementation of e-business solutions in small and medium sized enterprises (SME). The approach is based on the so-called reference models whose main purpose is to guide the process of deriving the detailed requirements for business processes and information systems support, regarding e-business activities. Firstly, ...

Growth is a problematic issue for SME. It consumes resources and, since resources are structurally limited in SME, development strategies often generate real dilemmas (Martinet, 1981). Leverage strategies are frequently applied in an attempt to get around the problem. Nevertheless, such approaches to growth upset the proxemic management processes characteristic of SME (Torres, 2000), notably in...

The aim of this study was to examine the effect of standardized extract of Salvia miltiorrhiza (SME) on gene and protein expression of non-alcoholic steatohepatitis (NASH)-related factors in activated human hepatic stellate cells (HSC), and in mice with steatohepatitis induced by a methionine-choline deficient (MCD) diet. Male C57BL/6J mice were placed on an MCD or control diet for 8 weeks and ...

In the second half, econometric analysis (regression testing) is used to isolate the key factors affecting HAMP modification performance and to compare the performance of loans modified through HAMP with other similarly delinquent loans. The innovation in this study comes from the merging of HAMP program data with a commercial loan performance database, which allows HAMP-modified loans to be co...

*the views expressed here are those of the author and do not necessarily represent the views of the Federal reserve bank of Philadelphia or the Federal reserve system. you’ve probably heard of reverse mortgage loans. but even though these loans have been getting more attention in the media and in academia, it’s possible that you’re still not sure about what reverse mortgages really are.1 ost pe...

The sensitive dependence on initial conditions (SDIC) associated with nonlinear models imposes limitations on the models’ predictive power. We draw attention to an additional limitation than has been under-appreciated, namely structural model error (SME). A model has SME if the model-dynamics differ from the dynamics in the target system. If a nonlinear model has only the slightest SME, then it...

Please (2012), Summary. — Microcredit and small and medium enterprise (SME) finance are often pitched as alternative strategies to create employment opportunities in low-income communities. So far, though, little is known about how employment patterns compare. We integrate evidence from three surveys to show that, compared to Bangladeshi microcredit customers, typical SME employees in Banglades...

I compare welfare generated by a credit contract with individual liability and a contract with joint liability. The problem is credit rationing caused by limited liability and unobservable investment decisions. Joint liability induces borrowers to monitor each other, however the lender can also monitor. I show that wealthier borrowers may prefer riskier investments when liability is joint, whic...

We propose a rigorous comparison of two widely known dynamic information flow mechanisms: Secure Multi-Execution (SME) and Multiple Facets (MF). Informally, it is believed that MF simulates SME while providing better performance. Formally, it is well known that SME has stronger soundness guarantees than MF. Surprisingly, we discover that even if we approach them to enforce the same soundness gu...