eepening Nigeria‘s financial markets is a key component of economic diversification and job creation. An efficient and functioning market for credit will stimulate business activity and support Nigeria‘s dynamic entrepreneurs. There is a prevalent feeling that following the banking sector crisis which erupted in August 2009, this process has stalled as commercial banks have curtailed their lend...

This study examines how the Chinese state-owned banks allocate loans to private firms. We find that the banks extend loans to financially healthier and better-governed firms, which implies that the banks use commercial judgments in this segment of the market. We also find that having the state as a minority owner helps firms obtain bank loans and this suggests that political connections play a ...

The rapid advancements in communication and information technology have changed the functional scenario of the banking sector significantly. The savings in time, money and effort by a novel channel of banking called as internet banking has been found to be an optional channel for the traditional banking. The objective of this study is to identify the determinants of internet banking adoption in...

With the emergence of new private sector banks and the entry of foreign banks into India a new role was introduced in the Indian banking sector . The role which we are talking about is that of a relationship manager. During the placement season in most of the B-schools one of the profiles offered by most of the banks is that of a relationship manager. Most of the students have an IT background ...

Purpose: The main motive of this research was to assess the overall functioning public sector banks before merger and after merger. At same time effective comparison is been undertaken between private banks. One most crucial practices evaluating performance bank involves critical examination account statements concerning annual report. Major parameters for Banks’s include assessment adequate ca...

Nowadays, the widespread connections among national and international organizations and industries make crisis in one area distress other organizations. One of the sensitive industries is banking industry, which has faced fundamental changes due to the various economic and political crisis in the last decade. Alterations such as exchange rates fluctuations, bankruptcy of unorganized institution...

We examine the effects of uncertainty on the financial sector in a multidimensional context. In our investigation, using a large country-level unbalanced panel dataset, we show that inflation uncertainty reduces availability of private sector credit; harms banks’ efficiency and operational performance, evidenced by lower returns and increased reliance on non-interest income activities; and dist...

the main objective of the paper is to investigate customer treatment, financial efficiency and supporting customer services with modern banking technology in financial institutions. the customer orientation and business performance of financial institutions targets customer services to maintain long term mutual relationships. the findings of the study has direct practical relevance for the bank...