During the pandemic period, banking industry is expected to have an impact on economic waves that occurred in Indonesia. The Indonesian financial system can be distinguished from conventional and Islamic systems. This study aims determine differences ratios of Commercial Banks (BUS) Conventional Banks, including Capital Adequacy Ratio (CAR), Non Performing Loans (NPL), Return ON Assets (ROA), O...

The purpose of this work is to investigate the influence macroeconomics determinants on non-performing loans (NPLs) in Italian banking system over period 2008Q3–2020Q4. We mainly contribute literature by being first empirical article study relationship context recent period, thus providing fresh evidence macroeconomic impact NPLs, i.e., credit risk banks. By employing Autoregressive Distributed...

This briefing presents the state of play of non-performing loans (NPL) in the euro area, and provides an overview of the various measures implemented across Member States to facilitate their resolution. The first section briefly presents the various levels of NPL ratios and coverage ratios in the euro area, across Member States, sectors, and groups of banks. The second section explains the detr...

This study examines the productivity growth of the nationwide banks of China over the ten years to 2006. Using a bootstrap method for the Malmquist index estimates of productivity growth are constructed with appropriate confidence intervals. The paper adjusts for the quality of the output by accounting for the non-performing loans on the balance sheets and test for the robustness of the results...

Banks face a tradeoff between diversifying and focusing their loan portfolio. In this paper we carry out an empirical study for the German market to shed light on the question whether or not the benefits of risk sharing outweigh those of specialization. We use data from the Bundesbank’s quarterly borrowers statistic to determine the degree of diversification in the banks’ loan portfolios and co...

The capital adequacy ratio is one of the most important indicators used to assess ability banking sector absorb shocks. Therefore, central banks have paid attention importance monitoring this on an ongoing basis, given vital role in supporting economy. In paper, we investigate and economic factors that could affect Arab sector, by using dynamic panel data model for a 35 spread across seven coun...