The purpose of this article is to examine the impact shock increase, in value nonperforming loans, on equity level and profitability 141 banks 18 countries Central Eastern South Europe (CESE). This study important for assessing financial stability region face continuing negative effects COVID-19 pandemic. Based annual data, as end 2020, from S&P Global database, stress tests were carried ou...

The objective of this study is to examine, using a dynamic panel data framework, the effects financial inclusion on performance banking sector, as measured by return assets, for eleven Arab countries during period 2012-2019. In addition and technologies indicators, our analysis incorporates macroeconomic variables. reveals that bank-specific variables have greater impact profitability banks tha...

As a result of the COVID-19 pandemic, governments and central banks worldwide implemented wide range policies to support households businesses, among them series measures availability credit. This paper quantitatively assesses how monetary regulatory policy helped lessen effect economic downturn on bank credit private sector, non-performing loans, focuses small EMEs, which have been subject lit...

The purpose of this study is to investigate how banking industry-specific variables like regulation, efficiency, and operations affected nonperforming loans (NPLs) in Ukraine Russia from 1995 2019. This has employed the robust unit root test cross-sectional dependencies technique along with a new DCCE approach. dynamic correlated method as it provides best results when data suffers dependencies...

J apanese banking problems have received substantial attention worldwide. Critics of Japanese policymakers have argued that problems at Japanese banks threaten the Japanese economic recovery. They also point out that because Japanese banks have been among the most active in expanding their presence beyond their domestic borders, they could play a major role in prolonging the financial problems ...

Abstract Fintechs are believed to help expand credit access underserved consumers without taking on additional risk. We compare the performance efficiency of LendingClub’s unsecured personal loans with similar originated by banks. Using stochastic frontier estimation, we decompose observed nonperforming loan (NPL) ratio into three components: best-practice minimum NPL ratio, excess and a statis...

This paper aims at testing the significance of each Covid-19 pandemic and social distancing on banks’ asset quality, using a sample 30 banks representing 10 countries according to GMM technique. Data have been collected from World Health Organization during 2020. The research covers (Egypt; Saudi Arabia; Indonesia; Germany; France; Russia; India; Mexico; South Korea Nigeria) where 3 investigate...

Sharia Bank is a bank that conducts business activities based on sharia principles, or Islamic legal principles stipulated in the fatwa of MUI such as justice and balance, benefit, universalism. This study aims to examine effect risk management represented by Capital Adequacy Ratio (CAR), Operational Efficiency (BOPO), Nonperforming Loans (NPL), organizational performance mediating financial Re...