This article aims to present an analysis of the influence digital banks on bank profitability in Indonesia 2013–2021. The research method used is a comparative causal with secondary data from annual reports sample taken purposively that have provided transaction services and gone public results show number transactions form mobile banking (MB) has positive effect by controlling liquidity (LDR)....

Over the last decade, Africa has become a global leader in mobile money—cashless electronic payment that use mobile telephones as the main payment mechanism, rather than using a smartphone only as a conduit to a user’s bank or credit card account. More than half the mobile money companies in the world operate in Africa. In 2014, the most recent year for which figures are available, the mobile m...

One of the advantages Province Nanggroe Aceh Darussalam is Shari'a legal framework included in Law No. 11 2006 governing Aceh's administration. This study examines role Indonesian Islamic Bank Lhokseumawe Area implementation Qanun Number 2018 concerning Financial Institutions. Syariah Indonesia (BSI) contributed to applying for Institutions starting from account migration, socialization sharia ...

This case describes how banking in India has changed after developments in information technology in the last decade. The new private and foreign banks, which are strong in technology, are giving tough competition to old public sector banks. Private banks have pioneered Internet banking, phone banking, anywhere banking, mobile banking, debit cards, automatic teller machines (ATMs), and retail b...

Customer satisfaction in banking will increase along with the mobile features at BTN itself The additional are BPJS payments, PBB PDAM digital wallet top-ups, and virtual accounts for e-commerce transactions. Bank adds a Cardless Withdrawal feature where bank customers can make cardless cash withdrawal transactions ATMs, as well QRIS, that makes it easier to by scanning QR Code through Mobile B...

Mobile (feature) phone-based monetary transactions are common in the developing world, where there are millions of users in Africa and India. These mobile payment systems are often offered by network carriers acting as a clearing house for a small fee on each transaction. This payment system does not require the user having a bank account. Evaluations of these payment systems usability and secu...