National governments and their development partners have considered microcredit as a strategic tool for vulnerable populations. Easy access to finance increases the client’s ability invest allows clients use resources change behaviour, increase business opportunities create employment. This paper aims review studies that focused on employment issues affecting beneficiaries, including gender-bas...

Since the early 1970s, with the formation of the Grameen Bank in Bangladesh by the eminent Mohammed Yunus, the microfinance movement has spread throughout the developing and developed world as a weapon in the fight against poverty. However, success of the Grameen model has not been followed by success in different economic and social settings. These failures have been due to several factors inc...

We analyze a model of a repeated microcredit lending and study how group size affects the optimal group lending contracts with joint liability. The story is that one benevolent lender gives microcredit to a group of n borrowers to be invested on n projects. The outcome of each risky project is not observable by the lender. Therefore in case some of the borrowers default on their loan repayments...

Purpose: Microcredits will remain crucial to rural households over a long period as they provide small loans the needy, making it an essential aspect of finance. Due credit market's structure and financial inclusion problem, often have trouble accessing microcredit. This paper analyzes influence literacy (FL) on microcredit accessibility in Tanzania. Methodology: Using large dataset Finscope su...

Abstract This article aims to present current research trends in microfinance for small and medium enterprises (SMEs) institutions (MFIs), as plays an increasingly role entrepreneurship development poverty alleviation. The study uses a bibliometric analysis, this work, we performed citation, bibliographic coupling, keyword evolution analyses. results show that SMEs continue grow. authors found ...

Microcredit is a financial service whose importance often understated. When lack of access to microcredit exacerbated by public health emergency such as the COVID-19 pandemic, its real significance an essential in poverty alleviation becomes more apparent. The outbreak and spread novel coronavirus (COVID-19) has led dramatic transformations every sector Nigerian society including delivery syste...

ordered probit model was employed to investigate the factors affecting access to credit, allocated by iran agricultural bank to the needy in kohgilouieh and boirahmad province. based on the received credits, farmers were divided into five groups and the model estimated for these groups. the required data were collected by filling up of a number of 198 questionnaires by farmers in kohgilouieh an...