Dichloro Diphenyl Trichloroethane or DDT, the first generation synthetic pesticide, for long had the dubious distinction of being an angel chemical against malaria vector and agricultural pests. Since its successful immediate impact in vector control, especially mosquitoes and typhus among the civilians and troops during World War II, DDT has a long history of being, including its widespread ap...

Unlike the countries of north-western Europe, marriage in Italy has maintained a crucial role in the process of family formation. This raise doubts about the possibility that the theory of “second demographic transition” could adequately account for the behaviour of the European population living south of the Alps. The aim of this paper is twofold: to provide some empirical evidence that cohabi...

In countries with well functioning credit markets, increases in financial activity often take the form of financial engineering. We use a structural framework to characterize and quantify the connection between financial engineering activities and economic development. In our model, producers split the stochastic cash flows they generate to create securities that appeal to investors with hetero...

Mobile banking is more easily and fast banking today, but its challenges to payments security system. Many organization or financial institutions are now incorporating mobile banking and financial services as a key component of their growth strategy, and use of the mobile phone to conduct banking and financial services tasks continues to rise among early adopters. Large number of security chall...

PURPOSE The purpose of this study was to determine the financial management goals and practices of registered dental hygienists, their satisfaction with their current financial situations and their attitudes about savings, investments and retirement. METHODS A 40 question electronic survey was completed by 388 registered dental hygienists. The descriptive instrument assessed financial practi...

For many individuals and organizations, cyber-insurance is the most practical and only way of handling a major financial impact of an information security event. However, the cyber-insurance market suffers from the problem of information asymmetry, lack of product diversity, illiquidity, high transaction cost, and so on. On the other hand, in theory, capital market-based financial instruments c...