This paper explores the efficiency of European specialist and composite insurers transacting long-term insurance business. Value measures of insurance company inputs and outputs are utilised to undertake an exploration of the technical efficiency of European insurers. This is achieved by benchmarking the relative performance of insurers licensed to transact long-term business in fifteen Europea...

by the health insurer. The IT systems of health insurers and hospitals need to be adapted. RecommendAtions: A working group led by the pharma industry association and major health insurers (including pharma companies, hospital administration and oncologists) will set up pilots with oncology clinics to test the feasibility of implementing an indication code and work on sustainable pricing models...

This paper explores the goals and implementation of reforms introducing choice of and competition among insurers providing statutory health coverage in Belgium, Germany, the Netherlands and Switzerland. In theory, health insurance competition can enhance efficiency in health care administration and delivery only if people have free choice of insurer (consumer mobility), if insurers do not have ...

Chemical flooding, especially alkaline/surfactant/polymer flooding, is of increasing interest due to the world increasing oil demand. This work shows the aspects of using alkaline/surfactant/polymer as an enhanced oil recovery method in the porous media having a high dead-end pore frequency with various dead-end pore parameters (such as opening, depth, aspect ratio, and orientation). Using glas...

Traditional life insurance policies in many markets are sold with minimum interest rate guarantees. In the case of a so-called cliquet style guarantee, the guaranteed return must be credited to the policyholder’s account each year. Usually, life insurers try to provide this guaranteed rate of interest plus some stable surplus on the policyholder’s account every year by applying the so-called av...

We will work with a study that have several aspects of anxiety focused on the environment, we think individuals who relatively large workload, consequently end up acquiring in environment,causing them to low productivity within professional environment make WEB system intention minimizing these damages their psychological.

the purpose of this study is to determine spatial dependency pattern of systematic risk of dry land wheat production in iran, using spatial autoregressive models. to this end, spatial weighted contiguity matrix was constructed based on the delaunay triangularization method, and correlation coefficient among these neighbors were estimated using spatial autoregressive models. in addition, the rol...