Economic environments have a profound effect on the growth of the insurance industry. History has shown that, although the performance of the insurance industry is closely linked to economic conditions, the life business has been able to survive in different economic environments. In Malaysia, the performance of the insurance industry in 1998 was affected by an economic downturn. The insurance ...

Most of the world’s poor face large risks, which affect their investment decisions and contribute to the perpetuation of poverty (Karlan et al. forthcoming). In this context, insurance products targeted at the poor are seen as having substantial promise, as opportunities both to make pro!t and to improve ef!ciency and social welfare. The marketing of insurance products to the poor has faced two...

The study was conducted in Assosa district of Benishangul-Gumuz regional state, western Ethiopia, to assess major farm enterprises, agricultural risks and demand for micro-insurance services. Two peasant associations namely, Selga-23 and Kushmengel were selected to represent settler and native farming communities, respectively. Using simple randomized techniques, 86 respondents were selected fo...

no abstract.

The problem of food security during the last few decades has acquired a global character. Population growth, reduction of farmland suitable for agriculture and ecological factors has led to a sharp increase in food demand. In such conditions, the role of countries which are able to increase the export of agricultural production in short-term periods is rising. Ukraine has great opportunities fo...

The investment decisions of small-scale farmers in developing countries are conditioned by their financial environment. Binding credit market constraints and incomplete insurance can limit investment in activities with high expected profits. We conducted several experiments in northern Ghana in which farmers were randomly assigned to receive cash grants, grants of or opportunities to purchase r...

The investment decisions of small‐scale farmers in developing countries are conditioned by their financial environment. Binding credit market constraints and incomplete insurance can reduce investment in activities with high expected profits. We conducted several experiments in northern Ghana in which farmers were randomly assigned to receive cash grants, grants of or opportunities to purchase ...