The payment system accumulates through an interbank fund transfer system, banking procedures, and a set of instruments that guarantee the circulation money (Hancock & Humphrey, 1997). theory expressed by Fisher is very striking different from Marx’s. Marx only emphasizes monetary developments as contemporary capitalism. However, on form function in certain amount (as cited Ivanova, 2020). f...

The article is devoted to understanding and explaining the essence of such a legal phenomenon as electronic money. need analyze designated topic determined by fact that money has become an important stage in information revolution field circulation, but their regime ambiguous not fully defined. analyzes main doctrinal approaches determining rightful nature possible options for qualifying relati...

Mobile business and services are playing an increasingly significant role in economic activity for nations. However, one of the prerequisites for successful electronic business activity is to have practical and acceptable mechanisms to conduct electronic transactions. In this paper, the authors identify weaknesses in the mobile and electronic payments markets, namely hyper-competition that resu...

Two parties that conduct a business transaction through the internet do not see each other personally nor do they exchange any document neither any money hand-to-hand currency. Electronic payment is a way by which the two parties transfer the money through the internet. Therefore integrity of payment and order information of online purchase is an important concern. With online purchase the cust...

The idea of electronic money and the digitalization of economic transactions are appealing as a result of the nowadays’ technological evolution. Many proposals have been presented and several projects have been implemented in this direction, however there is still a long way ahead to widely commercially deployed applications. In this paper a new counter-based electronic payment system is introd...

Usaha Kecil Menengah (UKM) dapat dikategorikan sebagai salah satu pihak yang patut mendapat perhatian dalam mendukung pencapaian inklusi keuangan. Adopsi teknologi oleh UKM mampu memberikan keunggulan kompetitif untuk mempertahankan kekuatannya di pasar. Penelitian ini menggabungkan dua teori, yaitu: teori TAM dan TPB penerimaan e-money bagaimana dampaknya terhadap kinerja keuangan UKM. Variabe...