since 1980s, credit policy has been promoted as an important mechanism in job creation, especially for women. however, some researchers have showed that although microfinance programs have significant potential for contributing to women’s wellbeing, yet, many women borrowers have limited control over loans and/or resulted income. in such cases credit policy may not change women status. women’s ...

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the intellectuality requires forcible consequences on the whole human activities. the international legal and judicial humanitarian efforts don’t this rule exclude. the intellectuality teaches us that human individuals despite many differences with together, and the world of being and similar to her creator are closely linked. on the basis of intellectual worldview, humanist actors look at huma...

The present study aim is to offer a systematic method of assessing the credit risk of banks and also to identify key indicators using Decision Making Trial and Evaluation Laboratory (DEMATEL) technique as well as using Logit Regression in order to predict the credit risk of listed banks. The population of the study consists of the legal clients of the bank (Ansar Bank, Bank Saderat Iran, Bank M...

Using a unique sample of Chinese bank loans over the period 2007-2012, we analyze the repayment decisions of borrowing firms whose cash holdings are high enough to cover the maturing loans. We find that at the firm level weak legal enforcement increases the likelihood for these firms to default on its loan obligations. The impact of legal enforcement becomes stronger when firms face tighter fin...

In this paper, we study the effect of legal reforms and institutional changes on credit market development and the low level of unpaid debt in the Chilean banking sector. Using time series data on yearly basis (1960-1997), we conclude that both information sharing and deep financial market liberalization during the seventies are positively related to the credit market development. Moreover, usi...

32 Federal Reserve Bank of Atlanta E C O N O M I C R E V I E W Third Quarter 1998 The ensuing debate about limits of credit union membership has extended, quite naturally, to credit union tax status (see, for example, Bickley 1997; McConnell 1998; Robinson 1998). Meanwhile, the U.S. House of Representatives and Senate have overwhelmingly passed and the President has signed a bill that would sub...