becoming one the important features of our lives, e-banking has brought us a more convenient and fast way to accomplish financial activities. despite its growing role, it is considered a challenge for some individuals who prefer to still use traditional banking system. in order to obtain a better understanding of those customers, in the current study, two personality dimensions and four demogra...

Ð We use Demographic and Health Surveys (DHS) to compare ``poverty'' at two or more points in time within and between African countries. Our welfare measure is an index resulting from a factor analysis of various household characteristics, durables, and household headsÕ education. An advantage of this measure is that for intertemporal and intraregional comparisons, we need not rely on suspect p...

Research on racial residential segregation has paid little attention to the role that social institutions play in either isolating or integrating racial and ethnic groups in American communities. Scholars have argued that racial segregation within American religion may contribute to and consolidate racial division elsewhere in social life. However, no previous study has employed national survey...

OBJECTIVES This study examined racial/ethnic disparities in mental health service access and use at different poverty levels. METHODS We compared demographic and clinical characteristics and service use patterns of Whites, Blacks, Hispanics, and Asians living in low-poverty and high-poverty areas. Logistic regression models were used to assess service use patterns of minority racial/ethnic gr...

We estimate racial/ethnic achievement gaps in several hundred metropolitan areas and several thousand school districts in the United States using the results of roughly 200 million standardized math and reading tests administered to public school students from 2009-2013. We show that achievement gaps vary substantially, ranging from nearly 0 in some places to larger than 1.2 standard deviations...

This study examined demographic and psychosocial correlates of elevated depressive symptoms among African-Americans and Whites from comparable socioeconomic and neighborhood backgrounds. 851 African-Americans and 597 Whites from adjacent census tracts were interviewed using previously validated indicators of depressive symptoms, social support, religious practices and various demographic charac...