Background: Internet finance has grown rapidly in China over the past years. Through introducing internet finance’s “reducing management cost” and “raising capital cost” effects into bank risk-taking model, this paper systematically investigates the dynamic and heterogeneous influence of internet finance on China commercial banks’ risk-taking. Methods: Using internet finance index based on “tex...

In this study, we use Stochastic Frontier analysis approach to estimate cost efficiency, economies of scale, and technological progress among Iranian banks from 1999 to 2012. The results show that there is a marked difference in cost efficiency before and after the recent financial sanctions against Iranian banking industry. Moreover, the results indicate that specialized government-owned banks...

This paper used a panel dataset on the post-Basel-I period to compare evolution of leverage ratios between commercial and investment banks before 2007 financial crisis. The comparison showed that quality capital base has been deteriorating since well crisis at much faster pace than banks. explains why traditional measures cannot display this phenomenon proposes ratio book value assets over tang...

This study examines the productivity growth of the nationwide banks of China and a sample of city commercial, banks for the eleven years to 2007. Estimates of total factor productivity growth are constructed with appropriate confidence intervals, using a bootstrap method for the Malmquist index. The study adjusts for the quality of the output by accounting for the non-performing loans on the ba...

Research on credit risk management systems in Indonesia commercial banks beyond moderating contingency variables such as competitive strategy, corporate culture, external environment and organizational structure has never been done. The research objectives are: (1) to analyze the influence of contingency variables (competitive strategy, corporate culture, external environment and organizational...

This paper builds a new dataset on bank ownership and finds no evidence of negative correlation between state-ownership banks economic growth. Banking crises predict increases in but that there is high predicts banking crises. Contrary to past literature, the also shows recent data show difference profitability private public located emerging developing economies. The corroborates existing lite...