Obesity is increasing in the US population and currently affects one-third of adults. The physiology of obesity is complex and predisposition to obesity is influenced by multiple genes and environment. Obesity may be measured by body fat percentage, body mass index (BMI), or visceral adiposity. Life insurance companies generally use height and weight (build) determinations. The purpose of this ...

The progression of chronic renal failure is quite variable. Equations to estimate the level of function are provided.

This paper examines risk in the insurance industry, discusses some initial thoughts on how intelligent applications can be used to model, understand and control risk and describes a recent use of natural language processing in insurance underwriting. elements. Not surprisingly risk and the mathematics associated with risk namely probability and statistics were accepted and advanced at insurance...

Recent evidence documents a clustering of gross underwriting spreads on initial public offerings (IPOs) at seven percent. This trend is puzzling for several reasons. First, if association with a high reputation underwriter is valuable, why don’t all firms select high reputation underwriters? Second, what incentives do underwriters have to engage in costly reputation enhancement relative to thei...

Reports of coronary angiography frequently determine underwriting decisions. This report exemplifies the ideal format and content for effective clinical or insurance risk assessment.

II. THEORIES OF THE CRISIS............................................................................................3 Industry Collusion.................................................................................................................3 The Underwriting Cycle........................................................................................................4 The New Litigiou...