The presence of moral hazard in the banking sector can have worrying results. This paper examines the role of government guarantees to banks in generating moral hazard in Iran. We test for moral hazard among bank creditors by determining whether protected banks received more funds from creditors than non-protected banks. Empirically, to determine the existence of moral hazard among bank manag...

To protect sensitive information in a cross tabulated table, it is a common practice to suppress some of the cells in the table. An analytic invariant is a power series in terms of the suppressed cells that has a unique feasible value and a convergence radius equal to +∞. Intuitively, the information contained in an invariant is not protected even though the values of the suppressed cells are n...

Saving water is a major challenge to increase environmental sustainability, particularly in semi-arid regions where most table grapes are produced. Water use driven by atmospheric demand, which combines effects of solar radiation (prominent factor), wind, air temperature and humidity. Covering with transparent plastics spread many regions. Covers lower incoming wind speed, changing This study a...

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Reforestation is one of the Philippines’ government efforts to restore and rehabilitate degraded mangrove ecosystems. Although there is recovery of the ecosystem in terms of vegetation, the recovery of closely-linked faunal species in terms of community structure is still understudied. This research investigates the community structure of mangrove crabs under two different management schemes: p...

This is a technical appendix to the paper titled Cognitive Radios for Spectrum Sharing which will appear in the January issue of the IEEE Signal Processing Magazine. Due the severe space constraints the technical details had to be moved out of the paper and incorporated into this report. I. TECHNICAL DETAILS FOR FIGURE 1 To calculate the available white space we retrieved the FCC’s transmitter ...