A large number of states adopted tort reforms in the mid-1980s to limit the dramatic surge in insurance losses and premiums. Evidence based on liability insurance data by state indicates that these reforms substantially infiuenced general liability insurance. The levels of losses, premiums, and loss ratios (a measure of insurance profitability) all reflected the impact of the reforms. The large...

Due to big importance of the construction sector, and achieve goals estate policy in Algeria minimal balance between parties projects, it is necessary enact legal provisions guarantees. In this context, Algerian Legislator set civil code, Law 95-07 on insurance, 11-04 promotion. Besides, He made insurance compulsory liability sector constriction through a laws that showed range enforcement.&#x0...

BUMC PROCEEDINGS 2002;15:336–337 In many health care liability claims, especially after the parties begin to discuss a settlement, it is not unusual for plaintiffs to make a demand on the defendant health care provider to settle the claim within policy limits. In Texas, this demand is known as a Stowers demand, after the Texas Supreme Court case G. A. Stowers Furniture Co. v. American Indemnity...

Physicians typically carry virtually complete malpractice insurance coverage. This contradicts standard theoretical predictions that under a negligence rule of liability there should be no demand for insurance, and insurance policies under moral hazard will contain co-payment provisions. It is argued that judicial 'errors' in defining negligence generate a demand for liability and legal defense...

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This study aims at verifying relationships between the perception of medico-legal risks involved in professional activity Republic Kazakhstan healthcare professionals (HCPs), defensive medical behavior and their understanding liability (HCPL) insurance. The current paper also analyzes experience some foreign countries based on a which suggests ways improving liability, medicine introduction to ...

the problem of compensating victims of traffic accidents is certainly one of the most important problems of a civil liability system. on the other hand, liability insurance is the main financial safeguard for the payment of the compensation of these victims. the old iranian law in this regard was passed on 1968. it had some merits and some inconveniences. it has been replaced by the new law of ...

This paper evaluates alternative rules of liability and compensation for occupational disease. The criterion applied is minimization of the sum of the costs associated with occupational disease, disease prevention, uninsured risk costs, and litigation and insurance overhead or transaction costs. Options considered include the workers' compensation system, the tort system, first party insurance,...