This briefing presents the state of play of non-performing loans (NPL) in the euro area, and provides an overview of the various measures implemented across Member States to facilitate their resolution. The first section briefly presents the various levels of NPL ratios and coverage ratios in the euro area, across Member States, sectors, and groups of banks. The second section explains the detr...

This study examines the productivity growth of the nationwide banks of China over the ten years to 2006. Using a bootstrap method for the Malmquist index estimates of productivity growth are constructed with appropriate confidence intervals. The paper adjusts for the quality of the output by accounting for the non-performing loans on the balance sheets and test for the robustness of the results...

Abstract Based on bank level data from the euro area, I investigate role of non-performing loans (NPLs) for lending rates newly granted loans. The focus is an effect caused by stock NPLs that extends beyond losses banks have already incorporated into their reported capital positions. paper assesses channels through which such occurs. results indicate a higher associated with rates. This relatio...

This study explores the possibility of a lag in transmission credit channeling and non-performing loans to economic growth Indonesia. The autoregressive distributed (ARDL) model was applied yearly data from 2003 2020 endogenous constraint (EC) used as dynamic indicator non-performance on growth. shows that Indonesia is positively significantly affected by years t-1 t-3; meanwhile, current year ...

The implementation of risk management is an obligation that must be carried out by rural banks in every business activity accordance with Financial Services Authority regulation 13/OJK.03/2015. This study aims to examine whether the can strengthen or weaken effect intellectual capital on non-performing loans. sampling method used saturated and obtained data 26 research samples. selected respond...