-------------------------------------------------------------------ABSTRACT-------------------------------------------------------------------Payment transactions initiated through a mobile device are growing and security concerns must be addressed. People coming from payment card industry often talk passionately about porting ISO 9564 PIN standard based authentication in open-loop card payment...

Mobile electronic identity (eID) management solutions are on the rise worldwide and see a rapid take-up by stakeholders. In this paper experts from the SSEDIC.2020 network study and review the status of mobile eID deployment and use in e-government as well as industry with a focus on Europe. The findings demonstrate that mobile eID solutions have the potential to become a major means for digita...

We present the hospitality industry as a special retail environment that could have a great benefit from effective use of mobile technology. In this context, we discuss opportunities and challenges for the design of mobile hospitality applications. We illustrate these issues by presenting an example application that provides digital concierge services augmented with a social network to hotel gu...

This paper discusses new industry creation in knowledge-driven industries and presents the Finnish mobile games industry as an empirical example to which earlier theories of industry evolution are reflected. First, traditional approaches to new industry development are introduced: population ecology and evolutionary economic models are reviewed shortly. Second, new knowledge-based approaches ar...

The telecom and IT industry is now facing the challenge of a second IT-revolution, where the spread of mobile and ubiquitous services will have an even more profound effect on commercial and social life than the recent Internet revolution. Users will expect services that are unique and fully adapted for the mobile setting, which means that the roles of the operators will change, new business mo...

The high density of mobile devices within the Jamaican market is seen as a precursor to a decline in average revenue per user (ARPU) in the local industry and is the primary motivation for this investigation of mobile consumers’ interest. A quantitative research was carried out in a metropolitan area to assess consumers’ interest in proposed data services to be introduced to the Jamaican mobile...

Communities (especially virtual communities) of Interest have recently been the focus of substantial consideration within academic literature. This paper addresses Communities of Interest within the Leisure Industry and provides an innovative value added service concept for mobile coordination support for individuals. Thus it extends the discussion to mobile communities, which in fact leads to ...

This study aimed to promote the use of mobile transaction services and summarize 13 service items affecting mobile banking transactions, functional programs, and accessibility programs. Furthermore, this study designed questionnaire using ANP (the Analytic Network Process). Three experts from the financial industry and academia with more than five years of working experience were invited to com...