Microfinance is not a new development. Its origin can be traced back to 1976, when Muhammad Yunus set up the Grameen Bank, as experiment, on the outskirts of Chittagong University campus in the village of Jobra, Bangladesh. Since then several microfinance institutions came up and have succeeded in reaching the poorest of the poor, and have devised new ground-breaking strategies with time for th...

The financial performance and Level of sustainability microfinance institutions (MFIs) in Chandrapur Municipality is examined this article. Access to services for the most vulnerable social groups has long been a problem that numerous projects programs are trying solve. Performance Microfinance Institutions Various works suggest an institution can be understood from two perspectives. This inves...

This study focuses on the performance of micro finance institutions (MFIs) in sustainable housing poverty reduction for the majority urban poor in Addis Ababa, the capital city of Ethiopia. The paper assesses the impact, challenges and prospects of MFIs in transforming the urban poor residents’ livelihoods through the provision of Housing Microfinance (HMF) loan product. From available data, Ad...

The paper examines the relationship between capital structure, credit risk management and financial performance of microfinance institutions (MFIs) in Uganda based on agency theory. study adopted a cross–sectional research design to examine 64 MFIs Uganda. Correlation multiple regression analysis were performed analyze data. results reveal that significantly contributes sound performance....

For microfinance institutions (MFIs) with double bottom line objectives and trade-offs, the optimal loan size can be determined by using a combination of Markovian Chains transition probabilities expected cash flows. Progressive lending may safe over range sizes, beyond which rational borrower would indulge in strategic default. This sizes depend on characteristics (risk-taking, self-confidence...

Microfinance is a banking market in which operating costs are high, while non-performing loans (NPLs) rates low. While the existing literature tends to explain that high arise from provision of small loans, we argue excessive efforts control loan losses can also be contributing factor. Therefore, this article investigates relationship between NPLs and cost efficiency microfinance institutions (...

This study explores the role played by gender in lending transactions and specifically its effects on loan portfolio credit risk of microfinance institutions (MFIs). Using a multicountry data set developing countries, where MFIs mainly operate, analysis shows that higher proportion female officers increases at risk. Nonetheless, we also find this positive relationship is negatively mediated aff...

Micro-finance institutions (MFIs) as financial intermediaries, help poor to come out of extreme poverty through the purposeful lending those looking generate income for livelihood needs. These micro-finance need good governance ensure improved performance achieve sustainability and growth. The review literature has produced mixed results in studies on influence microfinance institutions. There ...