The aim of the study is to investigate the exchange rate volatility on the non-performing loans (NPL) from 2005 to 2013 in 18 selected banks. In the first step, effective variables on NPL have been categorized in two groups namely macroeconomic and specific variables. Based on various tests of specific banking and macroeconomic variables separately, the evidence gives assurance of research vari...

this study aims to investigate value conflicts between mothers and their daughters among families and influential factors on this conflict in yazd city. this study adopted a survey method and a questionnaire was used that its validity through construct validity (factor analysis) and its reliability by cronbach alpha were measured. the population of this study consists of all yazdian families th...

insurers have in the past few decades faced longevity risks - the risk that annuitants survive more than expected - and therefore need a new approach to manage this new risk. in this dissertation we survey methods that hedge longevity risks. these methods use securitization to manage risk, so using modern financial and insurance pricing models, especially wang transform and actuarial concepts, ...

چکیده : نظام انتخاباتی قواعد و چار چوب های به رسمیت شناخته شده ای است که بیانگر چگونگی تبدیل آرای مردم به مناصب و پست های سیاسی است. این نظام انتخابات باید به گونه ای عمل کند که نتیجه آن فراهم شدن مکانیسم و ساز و کار مطلوب و مناسب برای برگزاری انتخابات سالم و رقابتی باشد. به نظر می رسد نظام انتخاباتی جمهوری اسلامی ایران دارای ضعف ها و نواقصی است که به سبب آن ها نمی توان انتخابات مطلوب را برگزا...

this research has been taken among the students of high school in karaj city during the years 1391 and 1392. this is a survey research and data gathering is through questionnaires. studying the “an analysis of students’ tendency toward non-native reference groups in karaj”. the questionnaire was distributed among 260 of these students who were chosen through multi step cluster sampling. conside...

increasing academic and professional language demands around the world are not a deniable fact. the purpose of this study was to investigate english language needs and communication needs of the chemistry students at master and ph.d. levels at the iranian universities. in this research, different methods were used including un-structured interview, structured interview, and two sets of question...

the following null hypothesis was proposed: there is no significant difference between the efl students listening comprehension development receiving pictorial cues and those receiving no cuse. to test the null hypothesis, 52 male and femal freshmen students of medicine studing at iran university of medical scinces were randomly selected from a total population of 72 students. to ensure that th...