The banking sectors in several Central and Eastern European countries are characterized by a two-tier structure, in which a few large banks dominate the deposit market but are very inactive in the loan market with private borrowers, while many small banks engage in lending but have only small shares of the deposit market. The large banks act as net lenders in the interbank market, while small b...

the present research was carried out on the comparative study of social capital in kerman city public banks. the present research method is descriptive and survey, and data collection tool is a questionnaire. therefore, from among public banks, four banks (melli, mellat, refah and tejarat) were randomly selected. three tests of one-way anova, scheffe, and one –sample t-test was used to analyze ...

laminar mixed convection of aluminium oxide (al2o3)–water nanofluid flow in an inclined annulus using a single-phase approach was numerically studied. constant heat flux boundary conditions were applied on the inner and outer walls. all the thermophysical properties of nanofluid, such as, viscosity, heat capacity, thermal conductivity, and thermal expansion coefficient, except density in the bo...

In this paper, theoretical properties of deinterlacer banks are analyzed. Deinterlacer banks are novel filter banks in the sense that a progressive video sequence is separated into two progressive video sequences of a half frame rate and, furthermore, interlaced sequences are produced as intermediate data. Unlike the conventional filter banks, our deinterlacer banks are constructed in a way uni...

To keep the head high in globalized economy one has to follow the path of growth, which contains various challenges and issues; one has to overpower these challenges and issues to become a success story. We consider a case of ICICI Bank Ltd., the largest private sector bank in India, which has acquired nine financial firms to make the steps of the ladder of success. Therefore, the aim of this a...

New records of genera and species of spider wasps (Hymenoptera: Pompilidae) from Colombia are provided. Agenioideus, Cryptocheilus, Evagetes, Mystacagenia, and Xerochares are newly recorded genera from Colombia. Nineteen species are first recorded from Colombia: Aimatocarevitrea (Fox); Ageniellaazteca (Cameron); Ageniellacurtipinus (Cameron); Ageniellafallax (Arlé); Ageniellahirsuta Banks; Agen...

When a drop is placed on a flat substrate tilted at an inclined angle, it can be deformed by gravity and its initial contact angle divides into front and rear contact angles by inclination. Here we study on evaporation dynamics of a pure water droplet on a flat solid substrate by controlling substrate inclination and measuring mass and volume changes of an evaporating droplet with time. We find...

In the Western world, consumers complain about the soaring of non-interest bank fees during the recent years, the post global financial crisis in particular. Commercial banks charge a variety of non-interest fees for their transactions. This paper empirically tests whether the free charges are significantly different between conventional commercial banks and interest free Islamic banks. The ave...