This article explores the necessity of digital transformation in Chinese regional financial holding companies, based on background their digitalization efforts. It discusses requirements set by policies, demand for sustainable development company operations, and impact pandemic driving digitalization. By analyzing specific challenges faced clear pathways progress are proposed.

Rapid growth in subprime lending over the past decade has led to rising concerns about abusive practices by subprime lenders. By early 2004, those concerns prompted Georgia and more than 30 other states to pass laws designed to eliminate abusive or predatory lending practices by the financial services firms, including those with federal charters, operating within their boundaries. In 2003, the ...

following the evolution occurred in capital markets and dematerialization of securities, indirect holding system (ihs) of securities was performed so that the risk of paper crunch, robbery or loss of physical securities decreases. in this research in addition to investigating the disadvantages of direct holding system, we concluded that the main characteristic of this system is the direct relat...

As an important long-term incentive mode, the equity incentive promotes the managers to contribute to the interest uniformity of managers and shareholders. By using Paired-Samples T test methods and regression analysis method and choosing companies that issued the equity incentive plan in 2007 as the sample, this paper comparatively analyzes the differences in the performance of companies befor...

The 1994 Reigle-Neal Act gave multistate bank holding companies the option to convert to an interstate branch bank structure by authorizing the merger of bank subsidiaries across state lines. Over the following five year period, an increasing number of banking companies, including a number of very large ones, have done so. As a result, large companies operating through interstate branches have ...